Personal Banking
PERSONAL BANKING
open a Checking account that pays you back!
Earn 3.50% APY*Â on a High Yield Checking account with First Oklahoma Bank.
benefits
- Free debit card
- Mobile deposit
- Bill pay
- Refunds on ATM fees, up to $25 a month, with receipt. Exclusions apply
- Free ATM withdrawals at Oklahoma QuikTrips. Accept the fee at the terminal, and we’ll automatically refund your account
easy to open
- Get started on your mobile device with a $50 opening deposit. After that, no minimum balance to maintain
- No service charge with electronic statements. Or get paper statements for $5 a month
Secure
- FDIC insured
- Fraud monitoring
*Click here to see the current High Yield Checking rate sheet. Rate may change after account is opened. Fees may reduce earnings.
Online and Mobile Banking
We make it easy for you to manage your checking and savings accounts through our highly rated online and mobile banking tools.Â
 Send a message through the First Oklahoma mobile app and get a response within minutes. It’s that fast and easy.
Download our app and get started today!
Certificates of Deposit
First Oklahoma Bank offers higher rates on Certificates of Deposit compared to nationally and regionally headquartered banks.
Don’t have the funds to invest now?
No worries! Lock in a great CD rate today. Contact us and we’ll lock in today’s rate for up to 30 days.
Compare Rates
 First Oklahoma Bank | 6 month 4.10% APY | 12 month 4.25% APY |
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*Annual Percentage Yield (APY) is accurate as of December 20, 2024. Minimum balance to obtain APY is $1,000. Early withdrawal penalties may apply.Â
Maximize Your Savings
Put your money to work for you with interest bearing accounts that provide a competitive rate of return and the flexibility you need.Â
GET APPROVED FOR A LOAN
Cover emergency expenses, consolidate high-interest debt, make a large purchase, or even start a home improvement project.Â
- Home
- Auto
- Lines of Credit
credit cards
From cashback on essential purchases to points that can be redeemed for travel or merchandise, earn valuable incentives for your everyday spending.