Online Checking Account
Earn 3.50% Annual Percentage Yield (APY) when you open a high yield Online Checking Account with First Oklahoma Bank. Sign up in minutes right from your phone!
Get Started with a $50 Opening Deposit
Earn 3.50% Annual Percentage Yield*
- Free debit card
- Mobile deposit and bill pay
- Manage transactions 24/7 online and through the mobile app
- Refunds on ATM fees, up to $25 a month, with receipt. Exclusions apply
- Free ATM withdrawals at Oklahoma QuikTrips. Accept the fee at the terminal, and we’ll automatically refund your account
- No minimum balance required after opening deposit
- No service charge with electronic statements. Or get paper statements for $5 a month
You’ll receive your debit card automatically within 7-10 days after opening your Online Checking Account.
Deposit checks from your smartphone, pay bills and transfer money with our user-friendly mobile app. Learn more about our digital banking tools.
*Click Here to see the current High Yield Checking rate sheet. Rate may change after Online Checking Account is opened. $50.00 minimum opening deposit required. Fees may reduce earnings.
Member FDIC. Please see FDIC: Federal Deposit Insurance Corporation for coverages and limits.
FAQS
What do I need to open a high yield Online Checking Account?
- New customers will need the following:
- Driver’s license: We’ll need to take a picture of it later in the process
- Social security number: We will need your SSN and a few personal details to create your profile
- A few answers: Be ready to answer a few authentication questions before setting up your account
- A funding source: We’ll use Plaid® to help you login to an existing account and move money to your new one
- Existing customers will need:
- Online banking login information
- An opening deposit can be made by transfer after the Online Checking Account is established
Can I add someone else to my Online Checking Account?
- Yes! You can add up to 3 joint owners when opening a new account online.
- If you need to open an alternate ownership type such as a trust or need to add PODs to the account, please complete the opening process and then contact us via chat, phone, or visit a branch and we can update the ownership type.
Can I go into the branch to get help with an Online Checking Account?
- Of course! All of our convenient tools are available to you in-person, online, or over the phone.
- One of the fastest ways to get service on your account is to chat with us in the mobile app. From there, we can provide technical assistance, send and receive documents, or set an appointment with a banker.
No service fee, seriously?
- Seriously. Our high yield Online Checking Account has no monthly service fee regardless of your balance.
- Sign up for eStatements in the mobile app or online to avoid a $5 monthly charge for paper statements.