Better Together! CD & Savings Account Offer
Get the Same Rate on a CD & Savings Account
When you open or renew a Certificate of Deposit at First Oklahoma Bank, we’ll match that same HIGH rate on a savings account too.
Our CD rates are among the highest in the market, ensuring your money works harder for you.
How It Works:
- Open or renew a CD at First Oklahoma Bank
- Open a new savings account at the same time
- Receive the same competitive rate on both accounts
*Rate match applies to new savings accounts opened in conjunction with CD opening or renewal. Your interest rate and APY (Annual Percentage Yield) may change. Determination of rate: At our discretion, we may change the interest rate on your account. Frequency of rate changes: We may change the interest rate on your account at any time. Limitations on rate changes: There are no maximum or minimum interest rate limits for this account. $100 minimum opening deposit required for savings account. Up to six free withdrawals per cycle, then $1 for additional withdrawals. Maintain a $100 minimum balance to avoid $3 monthly fee. FDIC insured up to applicable limits. See branch for complete terms and conditions.
Compare Rates
First Oklahoma Bank | |
---|---|
6-month CD | 4.10% APY |
1-year cd | 4.00% APY |
2-year cd | 3.75% APY |
Annual Percentage Yield (APY) is accurate as of October 6, 2025. Minimum balance to obtain APY is $1,000. Early withdrawal penalties may apply.Â

WHY CHOOSE CDS WITH FIRST OKLAHOMA BANK?
Competitive Rates
Our CD rates are consistently higher than the national average*, giving you the opportunity to maximize your earnings.
Flexible Terms
We offer CDs with terms ranging from 6 months to 5 years, allowing you to choose the investment period that best suits your financial goals.
FDIC-Insured
Your CD investments are insured by the Federal Deposit Insurance Corporation (FDIC) up to the maximum allowed amount, ensuring the safety of your funds.
Start growing your savings today with our high CD rates! Visit your nearest branch or call 918.392.2500.
* National average obtained from the FDIC’s Monthly Rate Cap Information update at fdic.gov/resources/bankers/national-rates.
Hours & Locations
Loan Production Office
1801 Wheeler St, Suite 230
Oklahoma City, OK 73108
HOURS & LOCATIONS

Jenks Branch
100 S Riverfront Dr
Jenks, OK 74037
Lobby Hours:
Monday – Friday | 9:00 a.m. – 5:00 p.m.
Drive-thru Hours:
Monday – Friday | 8:00 a.m. – 6:00 p.m.
Saturday | 8:00 a.m. – 12:00 p.m.
ATM:
Available All day
Glencoe Branch
311 W Main St
Glencoe, OK 74032
Lobby Hours:
Monday – Thursday | 9:00 a.m. – 3:00 p.m.
Friday | 9:00 a.m. – 4:30 p.m.

Midtown Branch
4110 S Rockford Ave
Tulsa, OK 74105
Lobby Hours:
Monday – Friday | 9:00 a.m. – 5:00 p.m.
Drive-thru Hours:
Monday – Friday | 8:00 a.m. – 6:00 p.m.
Saturday | Closed
ATM:
Available All day
Loan Production Office
1801 Wheeler Street, Suite 230
Oklahoma City, OK 73108
Lobby Hours:
Monday – Friday | 9:00 a.m. – 5:00 p.m.